TZ Insurance Solutions agents are proud to sell United of Omaha Life Insurance plans. This is not the official Mutual of Omaha website.

Mutual of Omaha: Underwritten by United of Omaha Life Insurance Company, a Mutual of Omaha Company

1-800-995-6236

Talk to an agent

1-800-995-6236

Help protect your family with guaranteed coverage starting at $6.38 a month.1

Policies offer up to $25,000 in coverage. Ages 45 to 85  cannot be turned down for any health reason.

Call to speak with a licensed insurance agent

1-800-995-6236

Hablamos Español

Help protect your family with guaranteed coverage starting at $6.38 a month.1

Policies offer up to $25,000 in coverage. Ages 45 to 85 cannot be turned down for any health reason.

Call to speak with a licensed insurance agent

1-800-995-6236

Hablamos Español

We’ve provided our customers with dependable life insurance policies for over 90 years.

Whole Life Insurance policy features

Get more peace of mind today, so you can enjoy the best parts of life tomorrow.

Guaranteed acceptance

Receive guaranteed acceptance if you are between the ages of 45-85.

No medical exam

Skip the health questions and medical exam. You will not be denied coverage based on your health.

Cash benefits

Receive up to $25,000 in cash benefits to be used for final expenses or however your beneficiary wishes.

Rate lock

Lock-in your premium that will not increase due to your age or health.2

Fast claims process

Ensure your loved ones are taken care of when they need it most.  The majority of claims are paid within 24 hours.3

Spousal coverage

Get coverage for your spouse as long as they are ages 45-85.

Get Started

Why choose guaranteed acceptance?

You desire to protect and provide for your loved ones. Here at United of Omaha Life Insurance Company, a Mutual of Omaha Company, we want to help do the same.  Our Guaranteed Acceptance Whole Life Insurance policy allows you to lock-in a cash benefit for your loved ones regardless of your health.  With this policy, you can rest assured that your loved ones will be taken care of during a difficult time.

Family in field

Find a policy in three simple steps.


1. Request a quote.

Request a free quote or give us a call, so we can walk you through your policy options.


2. Select your coverage.

Speak to a licensed insurance agent to help you find the right policy for your budget and loved ones’ needs.


3. Apply.

Complete your application over the phone and get coverage the same day.

Get Your Free Quote

Or call 1-800-995-6236 to speak to a licensed insurance agent now.

woman working at desk

Find a policy in three simple steps.


1. Request a quote.

Request a free quote or give us a call, so we can walk you through your policy options.


2. Select your coverage.

Speak to a licensed insurance agent to help you find the right policy for your budget and loved ones’ needs.


3. Apply.

Complete your application over the phone and get coverage the same day.

Get Your Free Quote

Or call 1-800-995-6236 to speak to a licensed insurance agent now.

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We make life insurance simple, so you can get back to the things you love.

family having dinner

Premium options

Help provide for your family’s future while staying on budget.  Policy options start at $6.38 a month.1

Senior Lady On Phone

Easy application

Apply for a policy in three steps and qualify without a medical exam or health questions required.

Cozy Mother Daughter

Dependable coverage

Your loved ones deserve financial security. Get up to $25,000 to help pay for final expenses.

Help protect your loved ones’ financial future today.

Or call to speak with a licensed insurance agent at 

1-800-995-6236

This website is operated by TZ Insurance Solutions. This is not the official Mutual of Omaha website.

  • In OR and WA: All references to "agent" should be replaced with "producer."

  • 1

    The $6.38 a month premium is for a policy with a benefit of $2,000 for a 45-year-old female. In WA, minimum face amount is $5,000. Premiums vary based on age and gender.

  • 2

    Benefit and premium amounts will not change so long as premiums are paid in full and on time.

  • 3

    Based on 12 months of rolling claims data for policies $2,000-$25,000 after all required claim documentation is received. Excludes claims made within 24 months from policy issue date. For supporting data, please visit mutualofomaha.com/24.

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This is a solicitation of insurance, an agent (in OR and WA: producer) may contact you. These policies contain benefits, reductions, limitations, and exclusions. Policy Form ICC18L198P (D787LFL19P in FL, 1002Y-0119 in NY) or state equivalent.

Life Insurance is underwritten by United of Omaha Life Insurance Company, 3300 Mutual of Omaha Plaza, Omaha, NE 68175, which is licensed nationwide except for NY and does not solicit business in New York. In New York, Companion Life Insurance Company, Melville, NY 11747 underwrites life insurance and annuities. Each underwriting company is responsible for its own financial and contractual obligations along with any and all administrative and claims paying decisions.

Benefits are reduced during the first two years paying 110% of all premiums paid for death due to natural causes.

Coverage may not be available in all states and may vary by state.

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